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So if you are scratchbuilding what is offered commercially at outstanding quality, it makes about as much sense as reinviting the wheel.
Unless you enjoy scratch-building, and you don't have a huge budget to spend on high-end kits and pricey AM upgrades.
Not saying your way of thinking is wrong; just saying you can't conclude it must be right for everyone because it's right for you. That may not be what you intended to convey, but it's what it sounds like.
There's not even one right answer for me; Sometimes I like building super high quality (and cost) kits, and sometimes I like the challenge of making the most of an old dog of a kit.
And for the sake of full disclosure: My skills are not refined that I can churn out museum-quality results and make it look easy, which many on this site can. Under those circumstances I prefer not to spend a pile of money on something that may not turn out how I want; whereas, every bit of time spent is gets me closer to the summit.