:-) I use daylight but use the light coming in through my modelling room window. I have built a crude table that rests on the window sill, there is also a back board. Both the table top and back board are covered in a light blue artist board. This gives a pleasing no clutter background. If the sun is to harsh I use a piece of insulation material which nicely defuses the light. When necessary I use the fill in flash on the camera. My camera is a Minolta Dimage 3.3 mega pixels. I am very happy with the pics I have been able to take. I process them through Adobe Photo Shop Elements 2. All I do is crop, size and save for the web.
Until I can get some proper lights this setup works just fine. Just on a side note, the one time I actually took pics out doors (same set up but to late to catch the light through the window) The wind blew over the back board which damaged the model.

So I much prefer to take pics indoors :-)
Mal
PS. IMHO one of the biggest mistakes made by members, when posting pics is to have a cluttered background. Not only does this detract from what is a great model, but will unnecessarily increase the file size. Even draping a cloth over a chair is better to show off a model than a cluttered work station. :-)